An Alternative Rent-to-Own Housing Model

  • Wealth creation through equity
  • Certainty and control of residency
  • Property value appreciation
  • Tax deductions on interest payments
  • Mortgage payment consistency
  • Authority over improvements
  • Down payment needed
  • Good credit needed
  • Property value depreciation
  • Unexpected repairs and maintenance
  • Inflexible lifestyle
  • Property tax increases
This graphic illustrates the balance of values over time and the relationship between the debt, equity, and operating components.
This graphic shows the entire ecosystem and it’s relationships.
This graphic compares the distribution of a rental payment in the current system of rental housing and the proposed system.

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